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Borderless Banking For Global Citizens

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Welcome to TranxPay

TranxPay is your mobile banking buddy. We give you everything you need to transact - globally and locally - from a single simple app, along with all of the advice you need to succeed. 

  • Fully regulated US FDIC Insured bank accounts 
  • Affordable international payments 
  • No red tape. No lengthy application process. 

TranxPay provides a digital platform for managing your finances on the go. We are on a mission to make it easier for the world to transact, whether you are a digital nomad sending money home or a global company making regular payments to different markets. With competitive exchange rates, low fees, fast and secure payment processing, and real-time tracking and reporting, TranxPay is a one-stop solution that makes banking truly borderless.

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Say Goodbye To Red Tape, Hello To Your US Bank Account

Immigrants, international students, and digital nomads arriving in the US often find it extremely difficult to open a US bank account. TranxPay cuts through the red tape and complex jargon to help you set up your US bank account so that you can start receiving and sending money right away.  We also provide excellent financial advice and reporting so that you can have full control over your finances at all times.

Banking App
Banking App

TranxPay Makes It Easier To Conduct Business Globally

TranxPay enables cost-effective, fast local and global transfers at market-leading rates. You can use TranxPay to track your transfers in real-time, making the entire process more transparent and easy to manage.

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How it works

TranxPay makes it easy for non-US residents to open a bank account, even without a credit history. Start your journey to financial freedom today with a few simple steps:

DOWNLOAD

Download TranxPay on Apple IOS or via our download link.

ACTIVATE

Join our waitlist and wait for your activation email.

REGISTER

Follow the instructions to create your TranxPay account.

Why Choose TranxPay?

TranxPay is the neobanking app of choice for businesses and individuals. Here's why.

For Global Citizens

Simplified banking

At TranxPay, we make banking as easy and accessible for everyone. The entire process of signing up, sending, and receiving funds is simple to understand, even for non-native English speakers. We want you to be empowered when it comes to your money, which is why we've partnered with edtech leader EVERFI to provide you with the knowledge you need to take control of your finances and succeed in the modern world. These courses are easy to understand and accessible to learners of all ages and backgrounds, available in a variety of exciting formats.

Access to global finance network
Instant access to funds
Hassle-free transactions
Guaranteed exchange rates
For Businesses

Seamless, global transacting

Our platform offers a fast, secure, and convenient way to send and receive international payments, with competitive exchange rates, low fees, and 24/7 customer support.With TranxPay, businesses of all sizes can manage their global payment transactions from a single app, eliminating the need for multiple payment channels and reducing the risk of fraud and errors. Our platform provides real-time tracking and reporting so that you can stay on top of your payment transactions and make informed decisions about your finances at any time. Whether you're a small business owner, a multinational corporation, or somewhere in between, TranxPay has the tools and expertise to help you navigate the complexities of cross-border payments. Say goodbye to the hassle and uncertainty of traditional payment methods and enjoy a seamless, hassle-free payment experience.

Real-time tracking and reports
Simplified, multi-currency payments
Transparent fees 
24/7 Customer Support 
For Everyone

Smart, simple, modern banking

As a digital-only bank, TranxPay is changing the way people manage their finances. We offer a range of accessible financial services, including cheque accounts, digital payments, and investment products, all through a user-friendly mobile app. TranxPay offers accessible and affordable financial services to underserved communities and small businesses that may have been excluded from traditional banking due to a lack of credit history or funding. We believe in removing barriers in banking, making it easier for anyone and everyone to achieve their financial goals. Our digital-first approach enables us to offer a number of benefits over traditional banking, including lower fees, better interest rates, and a more convenient experience from your mobile device.

No waiting in line, no complex paperwork
Lower fees, better interest 
Convenient mobile access
Low barriers to entry 

Frequently Asked Questions

We receive our fair share of frequently asked questions from people who are simply trying to discover what it is about TranxPay that makes it so special. 

What is TranxPay?

TranxPay is a fintech company that provides a digital platform for businesses and individuals to manage cross-border payments. Our mission is to make banking truly borderless and to simplify the process of transacting on a global scale.

What makes TranxPay different from traditional banks?

TranxPay offers a simplified, modern banking solution with a digital-first approach, lower fees, and better interest rates. We also provide real-time tracking and reporting and 24/7 customer support.

How can I get started with TranxPay?

You can start using TranxPay by downloading the app on Apple IOS or via our download link. Follow the instructions to create your TranxPay account.

How does TranxPay make banking easier for non-US residents?

TranxPay makes it easier for non-US residents to open a US bank account, even without a credit history. All you need as a non-US resident is a passport, valid US Visa and US Address of Residency. Our platform cuts through the red tape and helps you set up your bank account so that you can start receiving and sending money right away.

How can TranxPay benefit businesses?

TranxPay offers a fast, secure, and convenient way to send and receive international payments, with competitive exchange rates and low fees. Businesses can manage their global payment transactions from a single app, quickly and efficiently.

Is TranxPay Safe?

TranxPay is safe to use. We’ve partnered with well-known and reputable banks, and are fully regulated so that you can have complete peace of mind while transacting.

Is TranxPay Required to Report Income to the IRS?

TranxPay is obliged to provide you with an annual form outlining the amount of money you have processed through its system, as per the mandate of the federal government. TranxPay adheres to all reporting obligations specified by the IRS. As a user of the platform, it is your obligation to declare your earnings to the relevant authorities at the end of each fiscal year. If you have any doubts regarding your tax reporting obligations, it is recommended that you seek the assistance of a tax attorney or accountant who can guide you through the process.

How Does TranxPay Calculate Exchange Rates?

When you convert one currency to another through TranxPay, the exchange rate you pay is tied to the current exchange rate for that particular currency. This means that you’ll have full transparency about the rate you can expect from TranxPay before you initiate the transaction.

Does TranxPay Charge Fees? 

Just like other payment processors, TranxPay operates by charging fees. The good news is that TranxPay fees are significantly lower compared to those charged by many other payment processors. This is a source of pride for TranxPay, as we strive to provide excellent service to our customers at the lowest cost possible. Our goal is to keep our customers satisfied and loyal by offering affordable services.

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Email: hello@tranxpay.io

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Contact Us

Email: hello@tranxpay.io

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4 Minutes Read
Introducing New App, to change the future of communication

Contact Us

Email: hello@tranxpay.io

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Oops! Something went wrong while submitting the form.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
4 Minutes Read
Introducing New App, to change the future of communication
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