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About Us

TranxPay is an innovative neobank that offers financial solutions to businesses and global citizens alike. Our mission is to make financial services accessible, convenient, and affordable for everyone, regardless of where they are in the world. With our platform, businesses can streamline their local and cross-border payment operations in multiple currencies, while individuals like international students, immigrants, and digital nomads can open a US bank account, regardless of their location or credit history.

We also want to empower our users when it comes to finances through better reporting, insights and education. Users can only access the app and start transacting in record time; they can actually learn more about where their money goes.

Making Repayments Easier

Have you ever needed to pay back a friend for something like a pizza or other small purchase you needed to take care of? If you know this experience firsthand, then you understand why people often want to set up an account with us to get their money moved where it needs to go. It is much easier to press a few buttons and send money from your account to the people you need to pay back.

It doesn't matter if you bank at a different facility than the person you owe money to. You can transfer funds from your bank to theirs with ease. TranxPay will facilitate that transaction for you, and we can do so even if you need to transact in currencies that are not native to your domestic market.

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Easy Local and Global Transfers

TranxPay also offers local transfer services, making it easy for businesses and individuals to link their bank accounts and send funds wherever it needs to go. You can manage your payment transactions from your mobile phone in a single app, saving time and reducing your admin. It’s currently available in Nigeria, India, the Philippines, Mexico and Brazil but will soon be entirely global.

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Education

What are your financial goals? Where is your money going? How much do fees really cost? With TranxPay, you can access a host of reports when you link your bank accounts to the app. You can see exactly where you are overspending, make smarter budgeting decisions and learn more about financial management - all in a single app.